Helping you Finance Your Dream!

At Integrated Funding, we will help you find the best available rates for the mortgage of your dream home. It comes with outstanding customer service that integrates professionalism, transparency and technology in one place!

Apply Now!!!

Home Purchase

Are you a first time buyer or somebody who wants to invest in real property?

Cash-out Refinance

Do you want to refinance your current mortgage with extra cash in your pocket?

Rate/Term Refinance

Do you want to lower your monthly payment and save extra from your mortgage?

"Changing lives, one address at a time!"

This is our commitment to you, that we will be by your side as we find ways in getting your loan approved.

JOSEFINA N. SIOSON
Broker/MLO
NMLS # 343385

For more than 30 years, we have been in the business of providing our clients the best loans and rates based on their qualifications and we have helped countless families throughout these years.

Our MLO’s and Loan Processors are trained and equipped with the most current skills in loan processing. We keep ourselves up-to-date with the recent and most current legislations and trends in the business.

Our company, Ilderosa Enterprises, Inc. dba Integrated Funding, was born out of our desire to help people find and acquire the home of their dreams. We are here with you to guide and assist you along the process.

If you want to learn about Reverse Mortgage please click this button.

Go to Reverse Mortgage

Mortgage Calculator

Use our mortgage calculator to compute your estimated monthly mortgage. To get a more accurate estimate, please provide as much information as you can. Contact us or consult with your Realtor for information like the taxes, homeowners insurance and the current interest rate.

$

3.5%

1.1%

6.5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Frequently Asked Questions

Not necessarily, but it will certainly help. However, you should be aware that your credit score affects that interest rate of your loan. The lower your credit score, the higher your interest rate will be.

There are different types of mortgages to choose from. A conventional mortgage is tougher to qualify but the more lenient one, FHA, can be costlier. If you are a veteran, VA loans offer a variety of advantages for you.

There are typically three or four factors that affect your mortgage payments namely: Principal, Interest, Taxes and Insurance (PITI).

FHA Loan requires a down payment of 3.5% while it varies for conventional loans. But you should take note that when you pay a down payment of less than 20% of the home sale price, you will have to pay for Private Mortgage Insurance (PMI).

Home Loan Starts Here...

Whether you are a first time homebuyer, someone who wants to invest in homes or you just want to refinance your current mortgage, we are here to assist you in processing you loan application. 

Will I Qualify?
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